📜 Notary Fees Calculator
Calculate the total notary fees and closing costs for your real estate purchase. Get a detailed breakdown of transfer taxes (DMTO), the land registry contribution, the notary’s regulated fees (VAT included) and disbursements, based on the rates in force in 2026.
🏡 Property Information
💰 Cost Breakdown
Detailed Fee Breakdown
Fee Distribution
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About Notary Fees Calculator
This calculator helps you estimate the total notary fees and closing costs when purchasing real estate, particularly in France where notary fees are regulated and follow specific rules. Understand exactly what you'll pay beyond the property price.
Features
- Complete Fee Breakdown: Detailed breakdown of all components including transfer taxes, registry fees, notary remuneration, and administrative costs.
- New vs Resale: Resales pay full transfer taxes; new builds sold with VAT (off-plan or first sale) pay a reduced 0.715% tax.
- Département Rates: Increased 5% rate (most départements since 2025), standard 4.5% rate or reduced 3.8% rate, with the first-time buyer exemption from the increase.
- Regulated Fees: Uses the official notary fee scale in force in 2026 (3.870% / 1.596% / 1.064% / 0.799% excl. VAT) plus 20% VAT.
- Visual Distribution: See how fees are distributed between taxes, notary, and administrative costs.
- Total Cost Calculation: Know exactly what you need to budget for the entire purchase.
Use Cases
- Budget Planning: Calculate total costs before making an offer on a property.
- Comparison Shopping: Compare costs between new and old properties.
- Negotiation Preparation: Understand which fees are fixed (taxes) and which can vary (the notary may grant up to a 20% discount on the part of the price above €100,000).
- Investment Analysis: Factor in closing costs when calculating investment returns.
- First-Time Buyers: Understand the full financial commitment beyond the sale price.
How to Use
- Enter Property Price: The sale price agreed with the seller (before any fees).
- Select Property Type: Choose "New build" only for a purchase subject to VAT (off-plan or first sale by the developer), otherwise "Resale".
- Choose the Département Rate: Most départements apply 5%; tick "first-time buyer" if you are buying your first main residence.
- Calculate: See instant breakdown of all fees and total cost.
- Review Breakdown: Understand each component and where your money goes.
Privacy & Security
- 100% Client-Side: All calculations happen in your browser - no data is sent to any server.
- No Data Storage: Your property information is never saved or tracked.
- Instant Results: Fast calculations without any network requests.
- Private & Secure: Your real estate planning remains completely confidential.
💡 Understanding French Notary Fees
Transfer Taxes (DMTO): The largest component for a resale: département tax (4.50%, or up to 5.00% in départements that voted the increase allowed from April 2025 to March 2028) + 1.20% municipal tax + collection fees of 2.37% of the département tax, i.e. 5.81% or 6.32% in total (5.09% in Indre). First-time buyers of a main residence are exempt from the 0.5-point increase.
New Builds: A purchase subject to VAT (off-plan, first sale by the developer) pays a land registration tax of 0.715% instead, so total fees are usually 2–3% of the price.
Land Registry Contribution (CSI): 0.10% of the price, with a €15 minimum.
Notary Remuneration: Regulated sliding scale (order of 28 February 2020, extended in 2026): 3.870% up to €6,500, 1.596% from €6,500 to €17,000, 1.064% from €17,000 to €60,000 and 0.799% above, plus 20% VAT. The notary may grant a discount of up to 20% on the part of the price above €100,000.
Disbursements and Formalities: Sums advanced by the notary (town-planning documents, land registry extracts…) and formality fees; they vary by file, which is why the amount can be adjusted.
Note: This is an estimate. It does not include mortgage or guarantee fees, nor a deduction for furniture included in the sale. Always ask the notary for a precise quote.